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Associate II, Credit Analysis

First National Bank Omaha, NE

Job Description

At First National, our employees are the heart of our story--and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

Senior Agribusiness Credit Analyst: perform independent credit analysis for complex commercial and agribusiness credit requests. Spread and analyze financial information for borrowers and guarantors and prepare credit approval packages. Monitor the ongoing financial performance of borrowers and act as an independent reviewer of the borrowing relationship. Demonstrate a strong knowledge of credit and lending principles.

1. Credit and Financial Analysis: Critically and independently analyze complex credit requests with primary focus on financial, collateral, business and industry analysis with little guidance and/or direction from Management and the Lending Staff. Complexity is based upon relationship size, structure and aggregate debt. Ability to prioritize and manage a higher workload volume is demonstrated.
2. Monitoring: Monitor the ongoing financial performance of borrowers and act as an independent reviewer of the borrowing relationship through direct contact with borrower and/or participant banks.
3. Relationship Management: Demonstrate the ability to assume the role of 2nd Officer on some non-complex borrower relationships. Review the loan portfolio on an ongoing basis to identify concerns, opportunities and next steps.
4. Training: Utilize industry subject matter expertise to work with Analyst Manager to assist in onboarding, training and mentoring of new hire credit analysts.
5. Professionalism/Attendance: Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy.

 Job Qualifications:

Basic Qualifications:
1. Bachelor's degree, preferably in Agribusiness or Agricultural Economics, Accounting, Finance and Banking, or Business Administration.

2. Strong analytical skills, with a minimum of 5 years' experience in Agricultural credit analysis or Agricultural lending.

3. Subject matter expertise in cattle and swine livestock operations financing.

4. A good understanding of commercial and agricultural lending concepts, practices, procedures and documentation.

Additional Qualifications:
1. Expertise related to accounting terms and principles.
2. Demonstrated ability to analyze and interpret financial statements to include: Tax returns (both individual and business); Balance Sheet; Income Statement; Cash Flow schedules; Statement of Owner's Equity.
3. Strong computer skills and experience with MS Office products.
4. Excellent communication skills, both written and verbal. Must have the ability to converse with senior management, operations, and technical staff.
5. Strong organizational skills and the ability to manage multiple priorities and deadlines.

6. Familiarity with financial analytics and loan origination systems software.

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.

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Job Details

Date Posted April 16, 2019
Date Closes June 15, 2019
Requisition R-20190707
Address 1620 Dodge Street Omaha, NE 68102-1593
Located In Omaha, NE
Work At Omaha - FNB
SOC Category 00-0000.00

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