First National Bank David City, NE
Solicit and develop lending opportunities to new and existing customers.
Follow the banks culture of service and sales to our customers by identifying customer needs. Promote the right bank products and solution to fulfill the customer needs while maintaining best interest of the bank while following bank policies and procedures.
Develop and maintain relationships in the community
Provide services, analysis, and consultation with customers using First National Bank products and services.
Meet with present or potential loan customers, interview them about their business and their loan needs to determine the best credit arrangement for the customer and the bank.
Conduct annual reviews of financial information with customers. Assign credit analysis to support staff. Perform high level review of analysts work for new and existing customer.
Participate in ensuring a high level of credit quality. Assist in ensuring that the loan portfolio is in compliance withal bank and regulator policies and regulations; All employees are personally held accountable for adhering to the bank's Compliance Policy and all applicable banking regulations.
Analyze and evaluate financial status, risk assessment, and collateral evaluation to determine feasibility of granting loan request.
Assist in ensuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to Loan Committee.
Approves loans within specified limits or recommends approval to the appropriate approving body. (Prepare credit. Information and present at committee for Discussion.)
Prepare and review credit file to verify proper documentation and ensure compliance with internal guidelines, regulatory issues, and fair lending,
Perform regular review and rating of credits for quality and provide appropriate action plan to maintain credit integrity. Address past due loans; determine exit strategy when appropriate and carry out collection activities when necessary.
Exhibit professional behavior and promote positive working relationships. Support the goals and strategic plan of First National Bank in the local market, Participate in the departments' public relations efforts and activities.
Stay informed of trends, current economics and practices that affect the market and/or customers. Be proactive and respectful in all relationships.
Be accountable for continuous best efforts to complete the job assigned. Maintain strong community involvement.
Perform other duties as assigned,
QUALIFICATIONS and REQUIREMENTS:
Minimum of Bachelor's degree. (equivalent work experience will be considered in lieu of a degree.)
Minimum of 3 years ag/commercial lending and credit knowledge
Lending or related experience is a plus.
Excellent written and oral communications skills.
Computer literacy In Word, Excel, and Outlook.
Self-starter with the drive to achieve results.
Outstanding sales and business development skills.
Experience with and demonstrated understanding of lending policies, procedures, practices and documentation including accounting, financial statement and cash flow analysis.
Ability to read, analyze and interpret financial ratios, tax returns and legal documents.
Ability to define problems, collects data, establish facts, and draw valid conclusions.
Organized and detail oriented.
| Date Posted
November 7, 2018
| Date Closes
January 6, 2019
| Located In
David city, NE
| Work At
David City - Branch
| Days of Week
| SOC Category
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