Senior Director of Credit Risk - FinTech

Job Title: Senior Director of Credit Risk - FinTech

Compensation: The estimated compensation range for this role is listed below. Total compensation for this role consists of a base salary plus the eligibility for bonus and/or other benefits. The starting salary will be determined based on skills, experience, and geographic location.

$160,000 - $210,000

Who We Are:

Buildertrend is cutting-edge, cloud-based project management software. With nearly 1 million users across the globe, we empower the construction industry with a better way to build. Our software helps construction professionals build more projects while reducing delays, eliminating communication errors, and increasing customer satisfaction. From Estimating, Scheduling, and Change Order features to Client Communication and Document Management tools, our feature set is here to streamline every aspect of the construction process. As a partner in our customers success, our team provides unmatched support, every step of the way. At Buildertrend, we believe in providing an all-in-one solution to solve real problems, deliver real results, and change the way the world builds.

Founded in Omaha in 2006, Buildertrend is quickly becoming the industry standard. Buildertrend is changing the way the world builds. Using technology to bring all parties together, Buildertrend has quickly become the product of the future. The innovative solutions and team atmosphere are what make Buildertrend one of the hottest employers in Omaha.

If you want to learn more about us, check out: http://buildertrend.com/about.aspx

Come be a part of the fun and challenging environment at our new headquarters conveniently located off 120th and I-80.

The Job:

Are you a seasoned risk management professional with a passion for fintech and expertise in credit, fraud, and compliance? Do you excel in fast-paced, innovative environments where you can make a significant impact on a growing company? If so, we have an exciting opportunity for you to join our organization as the Head of Fintech Risk.

In this role, you will contribute to the growth of our embedded Fintech business by building out and leading our risk management practice across the three key pillars of credit, fraud, and compliance. You will report directly to our CFO and will work closely with our FinTech business leaders, and product, engineering, marketing, legal, and compliance teams to develop and implement risk management strategies that protect our business and safeguard our client's financial data and assets while ensuring regulatory compliance.

Join us in revolutionizing the fintech industry and making a difference in the lives of millions of residential builders and their customers around the world.

We Are Giving You:

• Compensation package commensurate with experience
• Health
• Dental
• Vision
• 401(k)
• Paid Time Off and Volunteer Time Off
• Flexible Work Schedule

What You Will Do:

• Drafting, advising, and implementing a holistic risk management practice around the company's products and services with a focus on fintech offerings, specifically payments acquiring, banking as a service, and card issuing
• Articulating credit and fraud policies across all BT financial services applications
• Developing and owning account origination underwriting policies and procedures fully accounting for credit and fraud exposure adjudication.
• Productizing credit scoring, credit limit assignments and periodic reevaluations of scores and limits.
• Setting up, training, and managing Underwriting Operations teams for account origination manual review and EDD.
• Developing and owning credit and fraud adjudication practice across the entire transaction life-cycle and account life-cycle
• Setting up, training, and managing Risk Operations teams for Transaction Monitoring operations.
• Responsible for all aspects of Risk Analytics and Rules Development
• Responsible for Risk Forecasting, Loss Reserves provisioning calculations, and Risk Operations budgeting
• Working with the business units to help develop requirements for risk management systems and case management tools
• Establishing and managing efficiencies across various risk operations teams
• Responsible for policies and procedures documentation and development for all areas of credit and fraud risk management

Who You Are and What You Need:

• We are looking for “player-coaches” so someone who is interested in getting their hands dirty and building a “zero to one” risk program from the ground up
• 5+ years of relevant experience at a bank, credit union, nonbank lender, fintech, and/or regulatory agency or with risk management experience at a financial services company
• Solid record in credit underwriting, fraud management, transaction risk adjudication and portfolio management for payments services
• Strong knowledge of control frameworks and the ability to design and evaluate effectiveness of controls embedded within business processes
• Strong knowledge of Card Acquiring, ACH processing, Card Issuing and Banking-as-a-Service (“BaaS”) concepts and businesses
• Good technical understanding of the financial services regulatory environment including BaaS, payment processing and card issuance
• Good knowledge of risk management methodologies applied to digital financial services products
• Great to detail and strong analytical skills
• Excellent verbal and written communication skills including the ability to be the voice of Fintech risk management practices and outcomes to the Company’s Executive team and Board of Directors
• Strong leadership skills, as you will be building the financial risk and compliance program, and will be expected to influence and educate senior leaders across the Company to ensure sound and consistent implementation of risk management in practice

Working at Buildertrend:

At Buildertrend we want work to be a place where you can be who you are, where you can make an impact for our customers, communities, and each other; where we all move in the same direction; where you can celebrate success and build a career. In short: We want you to be who you are, love what you do, and build your best life.

Questions? Contact us at talent@buildertrend.com

Equal Opportunity Employer

At Buildertrend, we value diversity and treat all employees and job applicants based on merit, qualifications, competence, and talent. We are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and teammates without regard to race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. Buildertrend believes that diversity and inclusion among our team is critical to our success as a company, and seek to recruit and retain the most talented people from a diverse candidate pool.

To see the complete list of Essential Job Functions, click here https://buildertrend.com/essential-job-functions-notice/

Buildertrend Privacy Policy

To learn more about Buildertrend’s privacy practices, please visit our Privacy Policy: https://buildertrend.com/privacy-policy/.

E-Verify

Buildertrend participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the United States. For more information, please visit here:

https://buildertrend.com/wp-content/uploads/2022/05/Notice-of-E-Verify-Participation.pdf

https://buildertrend.com/wp-content/uploads/2022/05/Notice-of-Right-to-Work.pdf