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Commerical Loan Officer

CORE BANK Omaha, NE
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Job Description

Company Overview

Core Bank is an accomplished Community Bank located in the Greater Omaha, NE and Kansas City, KS areas.  We are not a mere collection of buildings or a place just to work or manage money – we are a community of friends, neighbors and partners in making life just a little bit better.  Our culture – what we call our Recipe for Awesome - creates an environment that’s a great place to bank - and a great place to work. It ensures we grow together, learn together, and have fun doing it. 

 At Core Bank, our Vision is to be a truly remarkable company that just happens to be a bank. And, if you just happen to want to work somewhere truly remarkable, then we’d love to get to know you.  To learn more about what makes us – us, explore www.corebankcareers.com.

Job Description

The Commercial Loan Officer will be responsible for overseeing an existing commercial portfolio, generating new business and strategically building and developing long-term commercial customer relationships. The Commercial Loan Officer is responsible for soliciting, negotiating, underwriting, and maintaining commercial relationships all in compliance with the Bank's lending policies and procedures. Maintain a working knowledge of all Core Bank services and products and focus on business development and customer retention by assessing and satisfying customer needs.

Essential Job Functions:

  • Manage an existing loan portfolio and develop new loans and deposits both from new clients and existing customer base.
  • Identify and cross-sell a wide range of commercial banking services by following a proactive sales and development plan.
  • Obtains tax returns and financial statements from applicants. Analyze corporate and personal financial data to determine credit risk. Underwrites commercial loans with the assistance of a credit department. Prepares and analyzes debt service repayment ability. Evaluates and determines credit-worthiness in accordance with Core Bank credit policies. Compiles loan proposal information and presents loans which exceed credit authority to loan committee for recommendations and approval.
  • Ensure that sound analysis and lending practices are followed. Act in compliance with Core Bank’s Lending Policy at all times. A strong background in financial statement analysis is required.
  • Services loans in portfolio to retain high loan quality level. Monitors customers’ financial condition, loan performance and repayment process. Takes appropriate corrective action as necessary and reports such information to supervisor. Corresponds with customers with delinquent accounts, counsels borrowers to bring accounts current and provides guidance for customers seeking solutions to financial problems.
  • Promotes Core Bank brand at all times.
  • Participates in community activities to increase the Bank's visibility.
  • Experienced lenders are expected to manage large and complex loan customers
  • Be able to work in a collaborative team environment with thorough communication and support of group decisions.
  • Performs other duties as assigned.

Qualifications

  • Bachelor’s Degree in business, accounting, finance, or related field required and a minimum of 5 years experience in commercial lending within a financial institution. 
  • Experience with real estate transactions and commercial and industrial loans.
  • Strong business development and credit risk assessment skills
  • Must have proven track record in business development
  • Maintains a continuing knowledge of changes in banking law and regulation
  • Strong knowledge of relevant computer software skills, such as Word and Excel
  • Must have outstanding influencing, interpersonal and communication skills, both written and verbal.?
  • The ability to quickly forge strong working relationships is also essential.?

If you are interested in this position, please apply at corebankcareers.com.

Core Bank is an Equal Opportunity Employer.

Job Details

Date Posted November 6, 2017
Date Closes December 6, 2017
Located In Omaha, NE
Job Type Full-time Employee
Experience Level Experienced (7-15 yrs. experience)
Start Date Immediately
SOC Category 13-2072.00 Loan Officers
Zipcode 68144
Name Lindsey Wedel
Address 12100 W Center Rd
City, State and Zip Omaha, NE 68144
Phone 402-898-3341

This job offers the following benefits

  • 401(k) Retirement Savings Plan
  • Dependent-Care Spending Accounts
  • Flexible Spending Accounts
  • Health-Care Spending Accounts
  • Accidental Death and Dismemberment
  • Dental
  • Employee Assistance Program (EAP)
  • Life Insurance
  • Long-Term Disability
  • Maternity / Paternity / Family Leave
  • Medical
  • Prescription Drug Plan
  • Short-Term Disability
  • Vision
  • Voluntary Life Insurance
  • Bereavement Pay
  • Casual Dress
  • Continuing Education Program
  • Discounts on Employer Merchandise & Services
  • Employee Referral Program
  • Free Parking
  • Health Club Membership
  • Holiday Party
  • Paid Holidays
  • Paid Vacations
  • Sick Leave
  • Tuition Reimbursement
  • Wellness Program
  • Achievement Awards
  • Merit Increases
  • Productivity Rewards

This job requires the following skills

  • Bank Lending
  • Business Evaluations
  • Cash Flow / Income Analysis
  • Cash Management
  • Corporate Economics
  • Credit Administration
  • Customer Service
  • Finance Management
  • Financial Reporting
  • Profit and Loss Management
  • Profit Margin Analysis
  • Regulatory Compliance
  • Underwriting - Bank Loans
  • Valuation Analysis
At a Glance
Enjoy these benefits
  • 401(k) Retirement Savings Plan
  • Dependent-Care Spending Accounts
  • Flexible Spending Accounts
  • Health-Care Spending Accounts
  • Accidental Death and Dismemberment
  • And More ...
Location