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Director Credit

First Data Jersey City, NJ

Job Description



First Data is a global leader in commerce-enabling technology solutions, serving more than six million business locations and 4,000 financial institutions in 118 countries around the world. Our 23,000 owner-associates are dedicated to helping companies, from start-ups to the world's largest corporations, conduct commerce every day by securing and processing more than 2,300 transactions per second and $1.9 trillion per year. First Data is committed to staying at the forefront of our industry, and we are innovating a wide range of next-generation commerce technology solutions to help our clients better detect fraud, gain insights into consumer spending patterns and build customer loyalty. There are many exciting opportunities for talented individuals who would like to join our team and play a meaningful role in helping us shape the future of global commerce.

First Data's Shared Services organization, which includes the Human Resources, Finance, Legal, Marketing, Communications, Finance, Strategy, Compliance, Legal, Security, Sourcing, and Properties functions, supports our mission to drive our clients' success with industry-leading solutions, consultative advice and service. The Shared Services teams align with our customer-facing teams in a model that drives consistency, yet also provides the flexibility needed to meet unit-specific goals. Our Shared Services employees bring the domain expertise that helps First Data retain and grow our base of owner-associates, drive profitable growth, navigate complex channel partnerships, and build First Data's brand equity.

Job Responsibilities

  • The National Account Underwriting Director position is a critical role reporting directly to the Vice President of Underwriting.
  • The Director is responsible approving new merchant applications for large corporate and institutional clients. 
  • This individual contributor role requires a creative approach to risk management, using a combination of deep credit underwriting expertise, coupled with a pro-business approach, to ensure we find ways to successfully onboard large clients whilst ensuring no avoidable losses. 
  • The candidate must be able to manage through stressful situations with composure and professionalism in a fast paced environment. 
  • Strong communications skills are essential as the Director will frequently interact with clients, merchants, Senior and executive management and other internal / external stakeholders
  • Build and maintain strong relationships with sales and bank partners, to ensure effective communication and frictionless onboarding of our largest clients 


Job Requirements

  • The candidate must have a strong understanding of Credit risk management concepts and practices, particularly in an operational environment. 
  • Deep credit underwriting expertise, preferably in the merchant acquiring sector
  • Requires superb communication skills (written and verbal)
  • Proficiency with Microsoft Office products. 
  • Highly organized and have the ability to prioritize workload and manage multiple responsibilities effectively without losing attention to detail.
  • Strong decision maker, able to operate within a personal approval authority 
  • This position requires critical thinking and independent judgment to make accurate decisions and interact effectively through professional communication with all involved stakeholders. 
  • Must be able to think and react quickly under high volume and frequently stressful situations. 
  • This position may require working some weekends and holidays in order to meet deadlines and respond to business demands.
  • Self-starter, able to operate with minimal guidance 

First Data is an Affirmative Action Equal Opportunity Employer (Minorities/Females/Vets/Disabled/LGBT)
First Data provides equal opportunities to all employees and applicants for employment without regard to sex, race, color, religion, marital status, national origin, age, genetic information, sexual orientation, gender (including gender identity/expression), disability, veteran status and military status, pregnancy or pregnancy-related medical conditions, or any other factor that may be protected by law.


Job Details

Date Posted June 29, 2018
Date Closes August 2, 2018
Requisition 2300620
Located In Jersey city, NJ
SOC Category 00-0000.00